These are participating endowment plans with interim cash payments of 50%, 50% and 50% of basic sum insuredbeing paid out on the last three years of the policy. Policy duration ranges from 15 to 21 years. The plan also has abuilt-in Complimentary Accidental Death & Disability (CADD) rider with additional benefit payable upon accidentaldeath or TPD of life insured.
At the end of the 2nd policy year, declaration of bonus will be made year to year. Premiums are payable up tomaturity age.
SPECIAL FEATURES
1. Education Excellence Award
Category Exam Criteria
I UPSR (Std 6) Minimum 3 distinctions
II PMR (Form 3) Minimum 4 distinctions
III SPM/SPVM (Form5) Minimum 5 distinctions
Amount of award: RM100 per distinction
Life Insured is entitled to one award per category per life
Applicable for policies in force for 3 years or more.
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