ING MEDICAL CARD PLAN

The full Description of Benefits under this schedule is set out in clause 1 (Description of Benefits). SCHEDULE OF BENEFITS
PLAN
DESCRIPTION                                          IMPlus (1) (RM)      IMPlus (2) (RM)          IMPlus (3) (RM)
Hospitalisation and Surgical Benefits
(a)Hospital Room and Board (daily limit)                120                        180                             260
(b)Intensive Care Unit (daily limit)
(Total period for Hospital Room and Board and Intensive Care Unit up to a maximum of sixty (60) days per disability)                                                               300                        300                             300
(c)
Surgical Expenses (Surgical fees, Anaesthetist fee and Operating Theatre charges) including post surgical care up to sixty (60) days from date of discharge
(d)Hospital Expenses
(e)Pre-Surgical/Medical Specialist Consultation
(f)Pre-Surgical/Medical Diagnostic Tests
As charged subject to self-insured deductible
(g) Daily Cash Allowance at a Malaysian Government Hospital (per Disability)
                                                                               50                          50                           50

Out of Hospital Benefits
(a)Day Surgery Benefit
As charged subject to self-insured deductible
(b) Emergency Accidental Out-patient Treatment - up to thirty one (31) days from date of Accident
(c) Post Hospitalisation or Day Surgery follow-up up to sixty (60) days from date of discharge or Day Surgery
(d) Out-Patient Cancer Treatment
(e) Out-Patient Kidney Dialysis Treatment
As charged
(f) Home Nursing Care (per Disability)                500                      1,000                       2,000
Overall Annual Limit per Policy Year             60,000                  110,000                   160,000
Lifetime Limit                                              150,000                  300,000                   450,000

ADMISSION FEE RM50 ONLY
NO CORE INSURANCE AND DEPOSIT